Update, we broke up for a week and now we are back together
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I stole this from another forum, its long but suck it up and read it:
finally something interesting to talk about. I'll try to briefly cover everything, since the best way to speed the economic recovery is to educate the people so they can tell their elected representatives exactly why they're fucking retarded.
first, the "give every American a million dollars" quote was from a recent cnbc interview, can't remember the guys name but he pretty much said that instead of giving $700 billion to Paulson, that we should have just given an equal amount to every tax paying American. Our economy is driven by the consumer, so the best way to jump start it obviously would start with them. It's an idea that will never be implemented but its interesting nonetheless.
Then paulson going back on his previous statement that he intended to buy the bad assets with the money is laughable. What's even more laughable is that Congress gave the money to someone who played a big part in how all this started. I don't personally dislike him but he has no business getting even a cent of any taxpayer money, much less dictating who does get it. Then we have probably the most laughable part of whats happening now with the automaker bail out. Almost the entire $350 billion (the first part of the $700) has been infused into the banking sector (Goldman, Citygroup, etc.), and then we have GM, Ford and Chrysler going to capitol hill trying to get a government loan for another $35 billion (i think? can't remember exact #). I thought the credit lines were thawing out? What happened to the $350b we just gave the banks? Why aren't they lending that money to the automakers instead of the government?
And now we're asking the question that nobody dares to ask. The harsh reality is that no matter what we do or how much money we throw at the economy, it is impossible for our government or any number of governments to stop what's coming. It was recently speculated that the credit-default swap market (debt leveraged against capital which is traded in worldwide markets) has ~$550 trillion in bad assets, which is more than the GDP of the world several times over. Bad assets meaning a mixture of CDO's and securities that were artificially inflated through corrupt investment firms built on the backs of honest Americans.
People are often quick to draw a link between what's happening now and the Great Depression. Back then, there was no such thing as a "security" or a credit-default swap. There was no worldwide stock exchange, there were no mutual funds, and you couldn't sit at your computer and buy/sell as many stocks as you wanted. There was no Federal Reserve to bail you out if you made a bad investment, and no FDIC to guarantee your deposits. Now we have all of these things, and they will serve to ensure that this crisis will be far costlier than the Depression was. Everyone seems to forget that with capitalism comes the potential for incredible profit and incredible loss. Those responsible have and some continue to this day exploiting the freedom of capitalism for their own benefit, and Congress looks on as they line their pockets with your taxes. Paulson wants to stop the recession when the best thing we could be doing right now is accepting the fact that yes, the banks made a huge mistake and must now pay the price. Yes, there will be painful bankruptcy's, yes people will lose their jobs and their retirement, and life won't be easy.
Clearly we've chosen the path of trying to save what never deserved to be saved in the first place. A good analogy being thrown around is that a drug addict going through withdrawal scores some drugs and feels a lot better for awhile, but then withdrawal starts again and he starts feeling really bad, so he gets more drugs, etc. Eventually the money runs out, and because you prolonged the problem for no fucking reason, it'll be that much worst when we actually have to face the truth.
Its been a long read but hopefully worth it. The automakers are just the beginning. The path we are on is a dangerous one, and I fear once the government gets used to bailing out failing industries, it is going to basically be the end of free market capitalism, even though some would say it died long ago. Why are these industries failing in the first place? Bad business models and bad management, but Morales forbid we let capitalism run its course by getting rid of the bad models and bad management and replacing them with new companies and new leadership. That would be unthinkable! Better write another $350 billion dollar check to my buddy Paulson.
edit: wanted to touch on the new mortgage proposal going around to give banks an incentive to refinance people that can't pay mortgages. First of all, giving a bank $600 per mortgage they refinance is fucking stupid, dont know how you could argue that. Second, although the housing market contributed to this whole thing it is hardly the reason we're still getting fucked. Thirdly, it seems the government doesn't understand how the housing market actually functions. They say they want to get people out of renting and/or get them/keep them in their homes they probably can't afford to start with. Right now, for example, lets say you bought a $350,000 house and your mortgage payments are $3000 a month. You could rent that same house for $1500 a month. If this was left up to the market to fix, you would see people moving into the rent market and away from owning. Then it would become $1800 a month to rent that house and only $2500 a month to own. Then eventually it would be $1950 to rent and $2250 to own. Then investors would say, hey this is a nice neighborhood and I can have 90%+ of my mortgage covered by renting it out and in 3-5 years I'll be turning a profit! That's how the real housing market works, and when that SHIT starts happening you know we've turned the corner.
Now what the idiots at the Treasury department want to do is take John who can't pay his $3000 a month and have the government subsidize his mortgage so he only has to pay half that a month, effectively cutting the amount owed in half. Next door you have Jim who, although he had to give up his Cadillac and take his kids out of private school, barely makes his $3000 payment. He gets nothing. So why would anyone who isn't completely insane make the effort to pay when the government is going to come save you from the consequences of your bad decision? They won't, thats the answer idiots. I hope they find some glimmer of intelligence before they go through with this retarded plan, otherwise you won't see the bottom in housing for another decade at least.
I thought it was a very good read and after reading the headline for the NYTimes, Paulson asking for more money, I thought that i would share it with you guys.
finally something interesting to talk about. I'll try to briefly cover everything, since the best way to speed the economic recovery is to educate the people so they can tell their elected representatives exactly why they're fucking retarded.
first, the "give every American a million dollars" quote was from a recent cnbc interview, can't remember the guys name but he pretty much said that instead of giving $700 billion to Paulson, that we should have just given an equal amount to every tax paying American. Our economy is driven by the consumer, so the best way to jump start it obviously would start with them. It's an idea that will never be implemented but its interesting nonetheless.
Then paulson going back on his previous statement that he intended to buy the bad assets with the money is laughable. What's even more laughable is that Congress gave the money to someone who played a big part in how all this started. I don't personally dislike him but he has no business getting even a cent of any taxpayer money, much less dictating who does get it. Then we have probably the most laughable part of whats happening now with the automaker bail out. Almost the entire $350 billion (the first part of the $700) has been infused into the banking sector (Goldman, Citygroup, etc.), and then we have GM, Ford and Chrysler going to capitol hill trying to get a government loan for another $35 billion (i think? can't remember exact #). I thought the credit lines were thawing out? What happened to the $350b we just gave the banks? Why aren't they lending that money to the automakers instead of the government?
And now we're asking the question that nobody dares to ask. The harsh reality is that no matter what we do or how much money we throw at the economy, it is impossible for our government or any number of governments to stop what's coming. It was recently speculated that the credit-default swap market (debt leveraged against capital which is traded in worldwide markets) has ~$550 trillion in bad assets, which is more than the GDP of the world several times over. Bad assets meaning a mixture of CDO's and securities that were artificially inflated through corrupt investment firms built on the backs of honest Americans.
People are often quick to draw a link between what's happening now and the Great Depression. Back then, there was no such thing as a "security" or a credit-default swap. There was no worldwide stock exchange, there were no mutual funds, and you couldn't sit at your computer and buy/sell as many stocks as you wanted. There was no Federal Reserve to bail you out if you made a bad investment, and no FDIC to guarantee your deposits. Now we have all of these things, and they will serve to ensure that this crisis will be far costlier than the Depression was. Everyone seems to forget that with capitalism comes the potential for incredible profit and incredible loss. Those responsible have and some continue to this day exploiting the freedom of capitalism for their own benefit, and Congress looks on as they line their pockets with your taxes. Paulson wants to stop the recession when the best thing we could be doing right now is accepting the fact that yes, the banks made a huge mistake and must now pay the price. Yes, there will be painful bankruptcy's, yes people will lose their jobs and their retirement, and life won't be easy.
Clearly we've chosen the path of trying to save what never deserved to be saved in the first place. A good analogy being thrown around is that a drug addict going through withdrawal scores some drugs and feels a lot better for awhile, but then withdrawal starts again and he starts feeling really bad, so he gets more drugs, etc. Eventually the money runs out, and because you prolonged the problem for no fucking reason, it'll be that much worst when we actually have to face the truth.
Its been a long read but hopefully worth it. The automakers are just the beginning. The path we are on is a dangerous one, and I fear once the government gets used to bailing out failing industries, it is going to basically be the end of free market capitalism, even though some would say it died long ago. Why are these industries failing in the first place? Bad business models and bad management, but Morales forbid we let capitalism run its course by getting rid of the bad models and bad management and replacing them with new companies and new leadership. That would be unthinkable! Better write another $350 billion dollar check to my buddy Paulson.
edit: wanted to touch on the new mortgage proposal going around to give banks an incentive to refinance people that can't pay mortgages. First of all, giving a bank $600 per mortgage they refinance is fucking stupid, dont know how you could argue that. Second, although the housing market contributed to this whole thing it is hardly the reason we're still getting fucked. Thirdly, it seems the government doesn't understand how the housing market actually functions. They say they want to get people out of renting and/or get them/keep them in their homes they probably can't afford to start with. Right now, for example, lets say you bought a $350,000 house and your mortgage payments are $3000 a month. You could rent that same house for $1500 a month. If this was left up to the market to fix, you would see people moving into the rent market and away from owning. Then it would become $1800 a month to rent that house and only $2500 a month to own. Then eventually it would be $1950 to rent and $2250 to own. Then investors would say, hey this is a nice neighborhood and I can have 90%+ of my mortgage covered by renting it out and in 3-5 years I'll be turning a profit! That's how the real housing market works, and when that SHIT starts happening you know we've turned the corner.
Now what the idiots at the Treasury department want to do is take John who can't pay his $3000 a month and have the government subsidize his mortgage so he only has to pay half that a month, effectively cutting the amount owed in half. Next door you have Jim who, although he had to give up his Cadillac and take his kids out of private school, barely makes his $3000 payment. He gets nothing. So why would anyone who isn't completely insane make the effort to pay when the government is going to come save you from the consequences of your bad decision? They won't, thats the answer idiots. I hope they find some glimmer of intelligence before they go through with this retarded plan, otherwise you won't see the bottom in housing for another decade at least.
I thought it was a very good read and after reading the headline for the NYTimes, Paulson asking for more money, I thought that i would share it with you guys.
I haven't been here in awhile but what happened to K_C_D and his house? Did he get a new one? He was always cool and legit.
neither do I, but apparently for girls there is a grey zone where you aren't sure.Sup wrote:
I never understood this "break" thing? Why do you want to take a break (from me)? Be with me or don't, its that simple. Love me or don't. Blow... Anyway if shes unsure whether she wants to be with you or not then I say just move on.
Thanks for the advice but I'm not that type of guySgtHeihn wrote:
OK, this is the first time I've gone into this thread and you know what, screw her. I don't mean to sound like a dick, but your in college, drunkin parties, sex with mucho chicks, running trains on a passed out coed.... whoops, ignore the last one.
But your young don't dwell on it, their are plenty of fish in the sea and they are all wet.(double meaning)
I'm going to be green man from, Always Sunny in Philadelphia
No she doesn't know what type, when we first started to go out things were good, then months later i go to college, good at first, now after awhile she doesn't know due to the long distance/not seeing each other.mikkel wrote:
What, you're in a relationship with her, but she doesn't know if she's in a relationship with you? Personally, I'd find that to be completely immature and ridiculous.
Are you talking about the TV show (don't watch) or real life friends.destruktion_6143 wrote:
Has Friends Taught Us Nothing!?!?!
ok let me clear up something WE decided to take a break, it was a decision we made together. We aren't going to do anything with anyone else, that's not our personality/plan. Also the reason for this is so that she can gather her thoughts on whether I'm a friend or a boyfriend. Just shedding some light on the situation.
i wonder what the odds were for a tampa bay/phillys world series, preseason prediction
Lets get back on topic, my sport isn't the issue herenukchebi0 wrote:
What events do you run?
check your pms
track and fieldeskimo_sammyjoe wrote:
What is said sport by the way?
The sport but regardless I wouldn't be able to go home every weekend cause financially i can't, so I will still be going home only once a month (which i do now).TheAussieReaper wrote:
You said "I go home as often as I can but I am involved with a sport which takes up most of my weekends."TeamOrange wrote:
She does the same sport, that's how we met. She would get more mad if I did.TheAussieReaper wrote:
If you love her, drop your sport.
So, are you spending most of your weekends with her, or playing sport?
Both drop it and be together, or end the relationship yourself, before she does.
Ya I'm not dropping it, I'm actually switching schools for a better opportunity/coach, I'm hoping to go pro or ability to be able to compete at the pro level.
She does the same sport, that's how we met. She would get more mad if I did.TheAussieReaper wrote:
If you love her, drop your sport.
What I mean by space is calling her/video chatting with her (which i do everyday), its also not that she has a problem with that, what sparked this was i didn't call her for 2 days, first i fell asleep at 930 (5 hour work out) and the next i was at a competition and my phone died and i didn't get home till 1am and she was asleep. And I would normally figure that she has made up her mind, just her friend (my best friend) told me she hasn't, she is confused. And i have been preparing for the worst
I know another girl thread *sigh*
My gf told me last night that she wasn't sure if i was a friend or a boyfriend, this happened because i went to college and the distance is hard for her. I go home as often as I can but I am involved with a sport which takes up most of my weekends. So last night we came to the conclusion that we would go on a break so she can think and have space from me, so that she can sort out her thoughts. I promised her that I won't contact her till thursday. I love her, she is a perfect match for me and I don't want it to end, yet because we had a good thing going. I just look forward to the next time I will be in contact with her, and that is good enough for me. My questions are: What should i do, is there away that you can think of that i can still win her back? Is it likely that we are going to end? And if we do end how should I treat her because i will still have strong feeling for her?
I know that people can't solve my issues because everyone/relationship is unique but I just want to hear your what you have done and stories.
My gf told me last night that she wasn't sure if i was a friend or a boyfriend, this happened because i went to college and the distance is hard for her. I go home as often as I can but I am involved with a sport which takes up most of my weekends. So last night we came to the conclusion that we would go on a break so she can think and have space from me, so that she can sort out her thoughts. I promised her that I won't contact her till thursday. I love her, she is a perfect match for me and I don't want it to end, yet because we had a good thing going. I just look forward to the next time I will be in contact with her, and that is good enough for me. My questions are: What should i do, is there away that you can think of that i can still win her back? Is it likely that we are going to end? And if we do end how should I treat her because i will still have strong feeling for her?
I know that people can't solve my issues because everyone/relationship is unique but I just want to hear your what you have done and stories.
Thats tomorrow /the day after tomorrowSealXo wrote:
i was waiting for , "then we got home drunk and we had a orgy"
Ya just drink after prom
I have a prom story for the ages (it kind of sucks but kind of doesn't)
Well to begin the story I liked this girl Erin and i was flirting with her for about a month. Well during this time i thought of this pretty nasty idea on how to ask her, i was going to go to build a bear and make her a bear that says "will you go to prom with me", i was going to take her out to dinner and put it on her chair . It took me a long time to get this bear; so literally the day before i was going to ask her (we already had dinner plans) a friend of mine asked her; now its not his fault in anyway he had no clue i was going to ask her. At the time, I was so pissed off i didn't eat for 2 days cuz i was so depressed (no joke).
So now i had to find a new one, i decided to ask this girl Kristina we have been friends for so long and she is so fun to be with. Well i went simple and did it pretty quick. One day i decide to put a dozen flowers with a note that says, "Kristina will you go to prom with me" in her tree right outside her house, i knew she was going to come out soon because we both have track practice. Well after i do that i drive back to the school for practice, and I see her there, she got to practice early that day. So I drive back to her house get the flowers and put them on a route that i knew we would run that day. After a little jogging she see them and is like of course i will go to prom with you, we hug and finish the run.
You think I'm done with this epic tale, nope.
Now fast forward about a month and a half, it today the day BEFORE prom. I'm going about my day taking about how blasted I'm going to get tomorrow. I im Kristina telling her what time I'm going to pick her up, she doesn't doesn't respond, I'm like w/e she is afk. Then i go away and she im's me to call her at XXX-XXXX, and says its serious. Now I'm like wow she isn't going to be able to go. I call her she says she got ground because because of a stupid reason (it really is stupid but I'm not going to tell you guys, it wasn't her fault) and can't go. I'm like aw shit, but then her being a good friend says that she has a person to take her place, it another friend of ours Maria (who i kind of like). So now I'm going with her.
O and the girl Erin, I found out she is actually a bitch, she messed up one of my friends and got them really mad and pissed off. So basically I'm going with a girl i kind of like because a friend couldn't go, who was my second choice to a person who is a bitch.
Do i have bad luck or good luck with prom dates? lol
Well to begin the story I liked this girl Erin and i was flirting with her for about a month. Well during this time i thought of this pretty nasty idea on how to ask her, i was going to go to build a bear and make her a bear that says "will you go to prom with me", i was going to take her out to dinner and put it on her chair . It took me a long time to get this bear; so literally the day before i was going to ask her (we already had dinner plans) a friend of mine asked her; now its not his fault in anyway he had no clue i was going to ask her. At the time, I was so pissed off i didn't eat for 2 days cuz i was so depressed (no joke).
So now i had to find a new one, i decided to ask this girl Kristina we have been friends for so long and she is so fun to be with. Well i went simple and did it pretty quick. One day i decide to put a dozen flowers with a note that says, "Kristina will you go to prom with me" in her tree right outside her house, i knew she was going to come out soon because we both have track practice. Well after i do that i drive back to the school for practice, and I see her there, she got to practice early that day. So I drive back to her house get the flowers and put them on a route that i knew we would run that day. After a little jogging she see them and is like of course i will go to prom with you, we hug and finish the run.
You think I'm done with this epic tale, nope.
Now fast forward about a month and a half, it today the day BEFORE prom. I'm going about my day taking about how blasted I'm going to get tomorrow. I im Kristina telling her what time I'm going to pick her up, she doesn't doesn't respond, I'm like w/e she is afk. Then i go away and she im's me to call her at XXX-XXXX, and says its serious. Now I'm like wow she isn't going to be able to go. I call her she says she got ground because because of a stupid reason (it really is stupid but I'm not going to tell you guys, it wasn't her fault) and can't go. I'm like aw shit, but then her being a good friend says that she has a person to take her place, it another friend of ours Maria (who i kind of like). So now I'm going with her.
O and the girl Erin, I found out she is actually a bitch, she messed up one of my friends and got them really mad and pissed off. So basically I'm going with a girl i kind of like because a friend couldn't go, who was my second choice to a person who is a bitch.
Do i have bad luck or good luck with prom dates? lol
i was sledding fell off and broke my hand. The day i get my cast off i fall over a hurtle, got up and came in 3rd and i didnt rebreak my hand but it was funny cuz i have never fall over a hurtle before. lol
Gender is constructed by society, you can choose your gender. Go watch Boys Don't Cry
SEREMAKER wrote:
ebug9 wrote:
WTF is that?
I didn't know either
better video
Its a skateboard that is long . You don't really do any trick you just go down hills (more fun than it sounds)ebug9 wrote:
WTF is that?
Tonight i just went with one of my friends longboarding for the first time in almost 8 years, AND IT WAS AWESOME. It was just before midnight no one was on the road. So who here longboards.
Topic, what i mean is when you click on a link it goes to IE I want it to go to firefox.
Help please, karma will be given (lol)
Help please, karma will be given (lol)
Get good at poker.
i did all of that but when i tell it to run it says that it needs the cd.......aimless wrote:
Did you download the torrent already? If not open up uTorrent then, File > Add Torrent. Pick a download location then wait until it's finished. Once it's done, get a program like Daemon Tools.
Once you install that and run it, it should appear in the system tray. Right click it and choose "Virtual CD" > "Set # of Devices", make it 1 or 2. Then click on Virtual CD > Device 0 and find your .iso file you downloaded from the torrent. (It might also be an .mds, .bin, .cue, or other file type).
Alternatively, check gamecopyworld.com to see if they have any fixed exe's or mini-isos.
it also isnt helping me that the site that i dled the torrent from is in polish, lol
broke my hand lolprototype wrote:
be a man not peter pan and play a First person shooter
I accidentally cracked one of my cd and want to reinstall it, is there a way to reinstall it with out a cd (I have the key). Btw the game is Warcraft III
this is why i do pole vaultbennisboy wrote:
http://i193.photobucket.com/albums/z118 … 443582.jpg
That was pretty bad
Well according to United States v. Wong Kim Ark, the Supreme Court ruled that a person born within the territorial boundaries of the United States is eligible for birthright citizenship regardless of the nationality of his or her parents. So a us base would be considered part of the us territory
http://www.law.cornell.edu/supct/html/h … 49_ZS.html
http://www.law.cornell.edu/supct/html/h … 49_ZS.html
You did, lol. A teacher showed this to me.GuliblGuy wrote:
Pshh I posted this yesterday in the list your favorite comic strips thread. Thiefs.
Who uses myspace facebook is way better
Seems a little excessive for just TPing your house
50- cod4
50- mouse (old one broke)
50- mouse (old one broke)
Tehremos wrote:
http://uk.youtube.com/watch?v=yp_l5ntikaU
lol this had to be posted
Saudi Arabia is such a backwards country
Your not too smart, smartdude.smartdude992 wrote:
thats because the rest are dead, lol, kidding, but really, i hope they're fineThomasMorgan wrote:
I know a bunch of people who go to school there. So far I've only been able to get in touch with one.
Your friends will be fine ThomasMorgan
She wasn't on LI was she? Cuz I have never heard of school shooting on LIPoseidon wrote:
So far, 17 injuries reported, but no deaths. That's a good sign, but things may change as God knows the media can never get a story confirmed. I hope your friends are alright, TMo. Something similar to this actually happened a few years back. Some kid brought a gun onto the campus of my friend's school and only the next day I was able to find out she was okay.
I blame parents and school officials, I mean they should be able to tell if a child is troubled. And they should teach kids proper values in life, so that they don't go around shooting people. This is in fact why religion is sometimes good (in small doses), they always teach you to love/respect other
Is it me or are you missing a piece of the convoFunky_Finny wrote:
Fininininin - You don't need a certain day to feel unwanted. The other 364 are just as good. says:
Had it yestarday, day before, got it still.
Thanks but I'm okay
The Secrets! Of Melody. Daddys Little Defect. Jo is my monsterrrrrrr.(L) says:
yeah, you know how to make someone feel shit.
thanks.
Then you impressed meBL4CKL10N wrote:
All within one day, clips and editing took me about 4 hours.TeamOrange wrote:
How long did it take you to make that
Call it man hunt when your in High school.shadowcell_01 wrote:
If there is no sign stating that you are not permitted to skateboard in a certain area (this could be due to it falling off, not being there, or paint on it wearing away) then he should not have gotten in any trouble.Vilham wrote:
SKATING ON SIDEWALKS IS ILLEGAL IN CERTAIN AREAS.SineNomine wrote:
based on what law? so far anglo-american law is comparable to german law i can say there is no reasonable motivation for that. because in german law you cant just confiscate things as you wish, and of course not for the reason the cop had. had this happend in germany this cop could kiss his sorry ass goodbye.
If I drove along the damn pavement my car would be impounded within two seconds of a cop seeing.
A few months back my friends and I got stopped from a game of hide and seek (yes....hide and seek) by some cops. We were playing it at our local elementary school which is apparently trespassing after a certain time at night (since there were no signs we did not know this). We got in no trouble at all. All that happened was my friends car got searched (the cop asked and he said yes since he had nothing to hide) and he took whatever I.D.'s we had on us and ran them in his car (no idea why...).
This is just fucking stupid. I have been told not to skate at places but whenever we get told to leave that's all the cop ever says.
Another part that TICKS ME OFF like no other is this:
Cop: Didn't your father ever teach you how to-
Kid: I don't have a fathe-
Cop: DON'T BACK TALK ME!
WHAT AN IGNORANT FUCKING PRICK!
Ya but you didn't back talk the cop I'm sure and addressed him as either "sir" or "officer".