IG-Calibre
comhalta
+226|7001|Tír Eoghan, Tuaisceart Éireann
we've all been victims of excessive bank charges, well check this out, you're entitled to claim them back for a 6 year period -

http://news.bbc.co.uk/1/hi/business/6170209.stm

Last edited by IG-Calibre (2006-12-12 05:13:21)

JahManRed
wank
+646|6887|IRELAND

God dam Northern Bank charged my company £400 last year in charges. So I am seriously considering it.
IG-Calibre
comhalta
+226|7001|Tír Eoghan, Tuaisceart Éireann
Aye, I had whole mess with standing orders and over charges. I just need to go through my statements but I reckon i'm good for a few hundred quid as well, happy days..
RicardoBlanco
The English
+177|6827|Oxford
Do it, it works. The only thing the banks can get you back on is threatening to close your account once they have repaid the bank charges. I got back about £550, including credit card charges, and it covers early redemption fees too which can run into the thousands.
pedigreeuk
I'm English, not British!
+113|7030|Rotherham, England
A lot harder than it looks trust me and they don't appear to mention the costs involved once it gets to the claim stage. Min £120 court fee win or lose and in time for Christmas, not a chance!

My Personal Time-line on a Natwest Bank Claim
  • Subject Access Request: Sent 5th Sept 06 (asking for statements)
  • No Reply
  • Follow Up Letter: 27th Sept 06
  • Statements Rec'd: 4th Oct 06
  • 1st Request for payment: Sent 5th Oct 06
  • Reply Rec'd saying no: 18th Oct 06
  • 2nd letter sent threatening court: 20th Oct 06
  • No Reply
  • Applied to court 13th Nov 06
  • Acknowledged within 14 days allowed giving them a further 14 days
  • 11th Nov 06 defended claim buying them further time
  • Today: waiting for further correspondence



If anyone does go through with this and starts to struggle pm or email me, I'll be glad to help out

Edit: Just in-case anyone is interested claim value is £2299.31

Last edited by pedigreeuk (2006-12-12 05:37:37)

Bertster7
Confused Pothead
+1,101|6840|SE London

Saw this ages ago on Money Saving Experts. Great site, btw, I recommend it. The guy off the website was interviewed on the Today program by John Humphries last week I think.
JahManRed
wank
+646|6887|IRELAND

This is one time when the proletariat can stick it to the man!!

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