1 billion fat lap dancers.
The first thing you should do is hire a private yacht whilst you ponder this problem. I would recommend the Alysia at $661,000 per week: -
http://www.edmistoncompany.com/content/ … rRate=any#
You will need a private jet, fully crewed, on standby so that when you have your answer you can get back to class without delay. This should only cost you approximately $10,000 per hour: -
http://www.execjet.co.uk/bbj.htm
You will also need assistance in deciding how best to waste money and I am certain there will be no end of people that would assist you in your task for a hefty daily fee. Let's say a staff of 10 beautiful females? Clothes? Maybe if you can afford it.
A good start. When you've got all of this sorted, you can start thinking clearly. Let me know and I'll come and help you (for a fee of course!).
http://www.edmistoncompany.com/content/ … rRate=any#
You will need a private jet, fully crewed, on standby so that when you have your answer you can get back to class without delay. This should only cost you approximately $10,000 per hour: -
http://www.execjet.co.uk/bbj.htm
You will also need assistance in deciding how best to waste money and I am certain there will be no end of people that would assist you in your task for a hefty daily fee. Let's say a staff of 10 beautiful females? Clothes? Maybe if you can afford it.
A good start. When you've got all of this sorted, you can start thinking clearly. Let me know and I'll come and help you (for a fee of course!).
Uh, quickest way would be once you get the money (in cash form) just drop it and walk away. Done.
Pokemon Cards...
The most efficient way is to buy the NFL´s Arizona Cardinals, MLB´s Kansas City Royals and just give it to George W. Bush.
Go to Lost Paychecks..., I mean, Las Vegas. At least there you have a chance of getting more money while wasting money. Unless of course you are just a kick ass poker player or something...?
Last edited by Smoke_Deez (2007-01-28 01:10:01)
Are you sure that there is an efficient way of wasting money ?
I don't think so. In the end, we're just dust and bones.
I don't think so. In the end, we're just dust and bones.
The most efficient way of wasting money is by trying not to waste money.
Just leave it in the bank, cancel all debits, and don't use you card. Its efficient because you don't put it there, your employer does, and its wasteful because it is sat there doing shit all. Easiest way to let money go to waste.
I was at target with my girlfriend. I was in the collectable card section. There was a ton of MTG stuff. I saw a row of these and my goblin brain briefly said "put it all into the cart and run out of the store."
https://www.target.com/p/magic-the-gath … 1010679883

But this stuff is ridiculous.
I think Uzique was the one that argued that a lot of these collectable card things are millennials and zoomers looking for easy assets that are tangible, obtainable and less complicated than stocks.
...
Other efficient ways of wasting money: gambling on your phone.

The son of my assistant blew his grandfather's $14,000 inheritance on Chinese gambling games.

His parents gave him $14,000 to settle his personal debt and he blew it again on the same app. Almost $30,000 gone in one summer.
...
I am consistently making Roth IRA payments. My school's financial advisor wanted some percentage to do it for me. I blocked him.
I saw an Instagram Gen Z doomer who was like "They tell you to invest in a Roth IRA. That's the secret they say. You will invest your money then when you are in your 60s and your dick doesn't work there will be a big number on your phone.
...
Index Funds. I pretty much just "VOO and chill."

The index funds have been flat since we attacked Iran and killed hundreds of children on the first day.

None of this would have happened the NYC area liberals weren't so strange and loud. The outdoor electric music parties needed to be stopped by rural voters.


I have a good paying government job. I still can't afford a home.

Good paying government job, pension, people in the community look up to me. Still as uninvested in the community as I was at 26. Settling into middle age and still looking at collectable cards because nothing else matters.
https://www.target.com/p/magic-the-gath … 1010679883
But this stuff is ridiculous.
I think Uzique was the one that argued that a lot of these collectable card things are millennials and zoomers looking for easy assets that are tangible, obtainable and less complicated than stocks.
...
Other efficient ways of wasting money: gambling on your phone.

The son of my assistant blew his grandfather's $14,000 inheritance on Chinese gambling games.

His parents gave him $14,000 to settle his personal debt and he blew it again on the same app. Almost $30,000 gone in one summer.
...
I am consistently making Roth IRA payments. My school's financial advisor wanted some percentage to do it for me. I blocked him.
I saw an Instagram Gen Z doomer who was like "They tell you to invest in a Roth IRA. That's the secret they say. You will invest your money then when you are in your 60s and your dick doesn't work there will be a big number on your phone.
...
Index Funds. I pretty much just "VOO and chill."

The index funds have been flat since we attacked Iran and killed hundreds of children on the first day.

None of this would have happened the NYC area liberals weren't so strange and loud. The outdoor electric music parties needed to be stopped by rural voters.


I have a good paying government job. I still can't afford a home.

Good paying government job, pension, people in the community look up to me. Still as uninvested in the community as I was at 26. Settling into middle age and still looking at collectable cards because nothing else matters.

I dont know, man. Sounds like you're pretty invested in the community if you are doing union-related politicking.
it’s very easy to become despondent if you compare your life’s progress to the template established by boomers. that slot machine is rigged and stopped paying out a long time ago.
shibboleths like home ownership just don’t make sense in the same way as they used to; or, rather, it’s a less universal goal than it once would have been. so many changes not only in the economy but also in the culture and social geography around home ownership.
for instance, into the gen-X 1990s, owning a suburban home was the ideal. inner cities were still places to be avoided, associated with crime and deprivation. the glass cube apartments were there for the yuppies, of course, and the swing towards gentrification was underway (the lifestyle bemoaned by Fight Club cubicle workers); but, in the main, it was still an arc of steady accumulation with white picket fences at the end of it.
for the last 20 years, the inner cities have been hot. huge turnaround in the movement of people and property markets. first homes aren’t modest hovels in provincial towns anymore but studio apartments and maisonettes. that is, until the interest rate hikes commencing a few years ago …
point being, i’ve known people who did everything right according to the template, saved, were prudent, bought the most desirable first property and were ostensibly well on their way. 10 years later, they’re stuck in a variable interest rate hell and facing negative equity and spiralling, unregulated service fees. better still, in the UK, post our grenfell disaster, they’re also facing £30,000 of extra debt to pay for flammable cladding to be removed from their negative-equity death trap urban living cubes. they sat at the table, played the game well, and the house still fucked them. in the space of less than a decade, these new apartment builds went from the height of aspiration to literally unsellable.

https://www.telegraph.co.uk/business/20 … nsellable/
https://www.independent.co.uk/voices/lo … 98846.html
the end result is it’s basically better to just rent for like half of the population. if you’re young, mobile, aspirational, etc., then there’s less and less reason to want to tie yourself to a headache like a home. better to yeet your housing deposit money on a gambling app or pokémon cards. nobody ever had to shell out $20,000 at short notice to replace pikachu’s roof.
shibboleths like home ownership just don’t make sense in the same way as they used to; or, rather, it’s a less universal goal than it once would have been. so many changes not only in the economy but also in the culture and social geography around home ownership.
for instance, into the gen-X 1990s, owning a suburban home was the ideal. inner cities were still places to be avoided, associated with crime and deprivation. the glass cube apartments were there for the yuppies, of course, and the swing towards gentrification was underway (the lifestyle bemoaned by Fight Club cubicle workers); but, in the main, it was still an arc of steady accumulation with white picket fences at the end of it.
for the last 20 years, the inner cities have been hot. huge turnaround in the movement of people and property markets. first homes aren’t modest hovels in provincial towns anymore but studio apartments and maisonettes. that is, until the interest rate hikes commencing a few years ago …
point being, i’ve known people who did everything right according to the template, saved, were prudent, bought the most desirable first property and were ostensibly well on their way. 10 years later, they’re stuck in a variable interest rate hell and facing negative equity and spiralling, unregulated service fees. better still, in the UK, post our grenfell disaster, they’re also facing £30,000 of extra debt to pay for flammable cladding to be removed from their negative-equity death trap urban living cubes. they sat at the table, played the game well, and the house still fucked them. in the space of less than a decade, these new apartment builds went from the height of aspiration to literally unsellable.

https://www.telegraph.co.uk/business/20 … nsellable/
https://www.independent.co.uk/voices/lo … 98846.html
the end result is it’s basically better to just rent for like half of the population. if you’re young, mobile, aspirational, etc., then there’s less and less reason to want to tie yourself to a headache like a home. better to yeet your housing deposit money on a gambling app or pokémon cards. nobody ever had to shell out $20,000 at short notice to replace pikachu’s roof.
Last edited by uziq (2026-09-15 16:59:47)
There was actually a study that showed that most Boomers only actual assets were their homes. Sure, they had home values in the high 6 digits but also functionally no other investments.
It all went into the home. The idea of being old and living off dividends or whatever is actually just not what a lot of older Americans ever planned to do or have done.
It all went into the home. The idea of being old and living off dividends or whatever is actually just not what a lot of older Americans ever planned to do or have done.

americans are far more actively involved in stocks and speculation than people elsewhere. hence why stock market crashes are often so disastrous and in a very direct way. people get wiped out when stonks go bad and the fat-cat capitalists with the insider/advance knowledge make off with the bag. the stock market barely exists for most britons, for instance. people do not put their money into investment vehicles, as a rule. there is no roth 401k or whatever in most of europe. there is the state pension and maybe a private work pension. etc etc.
considering that in many countries, germany for instance, it’s not at all unusual even for a haute bourgeoisie family to live in an apartment for generations without ever owning it, i really wonder where all their savings do go. because stocks are not popular.
considering that in many countries, germany for instance, it’s not at all unusual even for a haute bourgeoisie family to live in an apartment for generations without ever owning it, i really wonder where all their savings do go. because stocks are not popular.
Last edited by uziq (2026-09-15 21:35:52)