wherein the problem is that it's much harder to talk the banks into giving first-time lender mortgages than it is to queue up, yet again, with the monied interests and landlords in the daily mail, and give the underclass a good booting. 'it's all your fault! you feckless poor!' or to scaremonger about 'immigrants' undercutting the cost of food (which again, LMAO).
the whole system of domestic banking is invested in property prices continuing to rise. widespread building of affordable housing, that is, looking at housing as a SOCIAL GOOD rather than as the bank's MAIN area of speculation, is a political hot potato for this reason: it involves confronting the banking system.
but oh well, dilbert has the simplistic answers to everything, and it involves teeing off on society's poorest, bottom rung.