Jay wrote:
I don't understand your fascination with universal health care.
Its typically a lot cheaper. People are comfortable working for the state, with job security and a pension at the end of it they can be paid less.
The only people that fall outside of these three possibilities are those that own their own businesses: freelancers, consultants and the like.
So the most entrepreneurial people get stung with heathcare costs, and companies hiring get stung with an effective payroll tax?
I don't see how either is good for business.
The insurers have leverage, because like a union, they have strength in numbers. You as an individual, do not. They can say 'well, if you're going to charge these prices, we're going to take our customers elsewhere', and if the insurer is large enough, this threat carries a lot of weight and keeps costs down.
And does it actually work? Given US healthcare costs are about triple most other countries it would seem not.
Aren't the insurers simply in league with the hospitals to milk customers and make a profit, you know, like most insurers?
If I do not like the coverage that an insurance company offers me, I can switch insurers.
Right up to the point you actually get ill.
If I'm stuck with the government playing the role of insurer, all the power that I possess as a consumer evaporates. I'm stuck with whatever treatment a bureaucrat has deemed to be the most cost effective. Or, whatever treatment he's been bribed to offer.
Or you can do what most people in most countries do, rely on the state for basic coverage, and buy whatever additional cover you like at the marginal cost. If you get sick the state pays the minimum cost, if you want a swanky consultant or private room you pay the margin. It works very well, everyone has basic coverage at a very low cost, people who want more get it, and in total muc cheaper.
Private companies have the govt to compete with, so they're kept in check.
Compare the govt run military to private military contractors - who gets the job done cheaper?
If the Army didn't exist how many extra zeros would Blackwater put on the end of their bills?
They may not make the wisest long term choices, but neither do the 'smart people' you bend over for. I think that's been proven without a shadow of a doubt over the past four years.
The previous eight years were better how?
All you're doing is parroting GOP 'free-market' dogma - which has a plutocracy as its objective, not a free market at all.
Last edited by Dilbert_X (2011-08-19 01:36:46)