BF2S Forums wtf do I have to do to get a credit card?

Don't bother with credit cards.
Not right now.
Not in this market.

Establish your credit record by paying bills on time, making your car payments on time, making student loan payments on time, and keeping a clean banking record (no overdrafts, etc).

Use a debit card with a credit company logo on it.
Processes like a credit card, but comes out of your checking.

Keep $500 or $1000 as your self-imposed account balance "zero limit" that you don't ever go below, except in case of emergency.
Car breaks down in winter - emergency.  Need another round at the bar - not an emergency.

haffeysucks wrote:

debit card > credit card atm

Never. Why use your money when you can use someone elses?

ATG wrote:

Credit card company are one step away from criminal loan sharks. Teaser rates, incentives to spend, hard to understand ways of charging interest and fees.

You are asking for trouble even going there. Like some have said, use a prepaid card.


The banks are criminals, plain and simple. The politicians are duplicitous with them in destroying our economy. The real terrorist are not in Afghanistan, they are in washington d.c. And the bankers are but one extension of the government.

Fuck 'em, don't give them a dime of your money.

When you fail to read the Terms and conditions, that's your fault not theirs.