Dilbert_X
The X stands for
+1,810|6137|eXtreme to the maX

pirana6 wrote:

Bitcoin
OK good luck.
Русский военный корабль, иди на хуй!
pirana6
Go Cougs!
+687|6322|Washington St.
OT:

I have a decent amount of savings in a BoA savings account. It garners a whopping .01% interest (yes, .01%, not 1%).

There's some money market accounts out there that are in the 4.5-5% range, 450x better than I'm currently getting to have my money sit there. Unfortunately they're all with tiny banks that feel like they could be the next SVB. Does anybody have experience with small banks for using them for money market, high-yield savings, or even CD accounts?
Dilbert_X
The X stands for
+1,810|6137|eXtreme to the maX
Yield is proportional to the risk.

Its not even that good, slightly higher yield and the risk is much higher.
Русский военный корабль, иди на хуй!
Cybargs
Moderated
+2,285|6748

pirana6 wrote:

OT:

I have a decent amount of savings in a BoA savings account. It garners a whopping .01% interest (yes, .01%, not 1%).

There's some money market accounts out there that are in the 4.5-5% range, 450x better than I'm currently getting to have my money sit there. Unfortunately they're all with tiny banks that feel like they could be the next SVB. Does anybody have experience with small banks for using them for money market, high-yield savings, or even CD accounts?
i-Bonds

So as long as a bank is FDIC insured, you're golden tbh.
https://cache.www.gametracker.com/server_info/203.46.105.23:21300/b_350_20_692108_381007_FFFFFF_000000.png
SuperJail Warden
Gone Forever
+637|3751
The food vendor for school installed new vending machines. The machine take credit cards now but will charge a 10 cent fee. Worse, much much worse, the price of a water bottle went from $1 to $2.25.

People are upset. Most of the students are poor. When asked, the superintendent said that by state law, school cafes are "enterprise zones." Meaning the school lunch system has to turn a profit.
https://i.imgur.com/xsoGn9X.jpg
unnamednewbie13
Moderator
+2,053|6803|PNW

So much for the big moral panic over kids being marketed to.
SuperJail Warden
Gone Forever
+637|3751
I stopped buying water. Another teacher said the same thing too. I just leave a box of Costco ionized water in my car.

I assume a lot of kids stopped buying it too. I hope the students do a boycott or something.
https://i.imgur.com/xsoGn9X.jpg
unnamednewbie13
Moderator
+2,053|6803|PNW

Charging any kind of money for water at a school is the tip of the iceberg in terms of comic book levels of corporate villainy going on right now.

Waiting to hear about a kid bringing in unapproved-brand water, trading for a water, or another kid buying them a water, only for staff to confiscate it and dump it down the drain in front of all the other students. I wouldn't even blink at the headline at this point.

Last edited by unnamednewbie13 (2023-05-04 14:39:00)

Dilbert_X
The X stands for
+1,810|6137|eXtreme to the maX
I look forward to school kids being charged for air.
Русский военный корабль, иди на хуй!
unnamednewbie13
Moderator
+2,053|6803|PNW

People already are. Air cleaning isn't a public service. You buy a unit, pay to replace the filters, pay for the power to run it, and endure sniping about how you're ruining the environment while companies burn through watts they don't even need, and emit copious amounts of garbage into the environment behind the backs of the lecturers.

The world is in my hands. I must save the environment by carefully peeling the labels off my plastic recyclables, and brush my teeth with with tea tree oil (don't actually do that).
SuperJail Warden
Gone Forever
+637|3751
Republicans are angry at striking car builders. I don't get it. Aren't these the blue collar white people Republicans say Democrats forgot?
https://i.imgur.com/xsoGn9X.jpg
Dilbert_X
The X stands for
+1,810|6137|eXtreme to the maX
Lets just stop worrying about what Republicans are angry about.

Oil is going up nicely, my Woodside dividends pay my fuel bill and the capital gains are my profit.

Also my tax bill is lower than my wild guesstimate based on no data or calculations.
Time to celebrate.

This year is going to be bad for tax, assuming I can stomach working the full year. I need some imaginative deductions.
Русский военный корабль, иди на хуй!
Cybargs
Moderated
+2,285|6748

Dilbert_X wrote:

Oil is going up nicely, my Woodside dividends pay my fuel bill and the capital gains are my profit.
.
i need to start hedging my expenses
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Dilbert_X
The X stands for
+1,810|6137|eXtreme to the maX
Usually when oil goes up miners, airlines etc go down, and vice versa.
Русский военный корабль, иди на хуй!
SuperJail Warden
Gone Forever
+637|3751
"U.S. Will Allow Nearly 500,000 Venezuelan Migrants to Work Legally”

Christ, that's a lot of work permits. I don't know how to feel about it.

On the one hand this will absolutely encourage people to come to the U.S. illegally. On the other hand, they want to work and aren't a danger to my job. So good for them I guess.
https://i.imgur.com/xsoGn9X.jpg
SuperJail Warden
Gone Forever
+637|3751
Comment from a conservative on a NR article about the auto strike.
You may appreciate that what these workers are demanding is more pay than you made as a senior Captain, and more than 99% of the enlisted personnel in the U.S. Military at the top - for a 31 hour work week.

Even for the $28 an hour average, a Master Sergeant has to be in 30 years to reach the pay they are demanding - BEFORE overtime and BEFORE we consider the 20% cut in work hours.
Maybe the soldiers are underpaid? Maybe pay the soldiers more? No! The car makers must be paid less instead.
https://i.imgur.com/xsoGn9X.jpg
pirana6
Go Cougs!
+687|6322|Washington St.
You have to understand, to them it's always ALWAYS "me vs them" and never "us". Everything is always a competition between themselves and the subject of the conversation. The idea of someone else getting something more than them is always a negative.
unnamednewbie13
Moderator
+2,053|6803|PNW

An out-of-touch NR comment? Why shouldn't anyone demand more pay? Prices go up on stuff, but if people are greedy if they want pay to keep up?

Looking at the chart, an army captain would make pay in their first year comparable to senior enlisted ranks after a few years plus benefits for whatever all that's worth to someone. You have to be up there a bit to start earning 5 figures a month. Article from 2020 says the military pays at about the 70th percentile and above where civilian jobs are at: https://www.militarytimes.com/news/your … udy-finds/

This balance has gotten out of whack as military pay raises accelerated through the 90s and the first decade of the new millennium. At the same time, according to the research, average wages across the U.S. have dropped.

Officers, generally, are making closer to the 77th percentile of comparable civilian wages, while enlisted troops are at the 85th percentile.

“These findings suggest that the RMC percentiles may be too high, since recruit quality today exceeds DoD’s benchmarks and, further, quality and retention both exceed the levels observed during the late 1980s and mid-1990s, when the 70th percentile was established,” the report found. “That said, these findings do not necessarily imply that the 70th percentile continues to be the appropriate benchmark.”
NR people probably: "The answer is clearly to pay the military people less to bring that back in line with low wages in the private sector."

What a thing, going to school for most your childhood life is a "useless" qualification, and going to college (yes, even engineering) lands some people jobs at Starbucks.
unnamednewbie13
Moderator
+2,053|6803|PNW

Elon Musk gives X employees one year to replace your bank
https://www.theverge.com/2023/10/26/239 … -musk-2024

Elon Musk wants X to be the center of your financial world, handling anything in your life that deals with money. He expects those features to launch by the end of 2024, he told X employees during an all-hands call on Thursday, saying that people will be surprised with “just how powerful it is.”

“When I say payments, I actually mean someone’s entire financial life,” Musk said, according to audio of the meeting obtained by The Verge. “If it involves money. It’ll be on our platform. Money or securities or whatever. So, it’s not just like send $20 to my friend. I’m talking about, like, you won’t need a bank account.”

X CEO Linda Yaccarino said the company sees this becoming a “full opportunity” in 2024. “It would blow my mind if we don’t have that rolled out by the end of next year,” Musk said.
I dunno guys, what do you think, dilbert? Your the investment guru guy. Do you want to transfer your finances to Musk?
Dilbert_X
The X stands for
+1,810|6137|eXtreme to the maX
I would trust Musk with all my cryptocurrency

Apart from that no.

There are many scams ahead, the next might be run by the govt.

Last edited by Dilbert_X (2023-10-29 05:46:34)

Русский военный корабль, иди на хуй!
pirana6
Go Cougs!
+687|6322|Washington St.
"I can't wait to transfer all my money to big tech"


-conservatives
Dilbert_X
The X stands for
+1,810|6137|eXtreme to the maX
Wait until the govt stops bailing out banks

"Well, you should have known better"
Русский военный корабль, иди на хуй!
unnamednewbie13
Moderator
+2,053|6803|PNW

some people would rather stash their money away like squirrels than put it in a bank, and you've got to concede sometimes that they've got a point. banks and collections people can pull some really nefarious stuff with your cash with fees and withholdings.

would suck to have a house fire, though.
Cybargs
Moderated
+2,285|6748

unnamednewbie13 wrote:

some people would rather stash their money away like squirrels than put it in a bank, and you've got to concede sometimes that they've got a point. banks and collections people can pull some really nefarious stuff with your cash with fees and withholdings.

would suck to have a house fire, though.
not in aus tho lmao
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Cybargs
Moderated
+2,285|6748

Dilbert_X wrote:

Wait until the govt stops bailing out banks

"Well, you should have known better"
governments dont need to bail out banks anymore due to basel III rules. also, govts dont want to do any bailouts anymore, even the swiss let credit suisse go RIP (there was some fuckery about their debt tho, swiss basically fucked all the debt holders in and wiped out their value)
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